Important notice regarding Web site content

The information and content (collectively, Content) on this Web site is for your general educational information only. The Content cannot replace the relationship that you have with your health care professionals. The Content on this Web site should not be considered medical advice. If you are experiencing a medical emergency, you should not rely on any information on this site and should seek appropriate emergency medical assistance, such as calling 911. You should always talk to your health care professionals for diagnosis and treatment, including information regarding which drugs or treatment may be appropriate for you. None of the information on this Web site represents or warrants that any particular drug or treatment is safe, appropriate or effective for you. Health information changes quickly. Therefore, it is always best to confirm information with your health care professionals.

This Web site is intended for a United States audience. If you live outside the U.S., you may see information on this Web site about products or therapies that are not available or authorized in your country.

The Content may include information regarding therapeutic and generic alternatives for certain prescription drugs, and may describe uses for products or therapies that have not been approved by the Food and Drug Administration. This Content is for informational, cost-comparison purposes only. It is not medical advice and does not replace consultation with a doctor, pharmacist or other health care professional. Talk to your health care provider to determine if an alternative prescription drug is right for you.

These Web site Terms of Use (Terms) describe the rules for using this Web site. These Terms constitute a legally binding agreement between you, the person using this Web site, and HealthSCOPE Benefits. If you are helping another person use this Web site, these Terms constitute a legally binding agreement between both the helper and the person being helped and HealthSCOPE Benefits. Terms such as we or our and Company refer to HealthSCOPE Benefits and its affiliate entities.

By using this Web site, you agree to the most-recent Terms as well as the most-recent version of our Privacy Policy. We may change these Terms at any time, and such changes will be posted on this or a similar page of this Web site. It is your responsibility to review these Terms each time you use this Web site. By continuing to use this Web site, you consent to any changes to our Terms.

If you enter into any other agreement with the Company, for example regarding health plan coverage, then these Terms are in addition to the terms of such other agreement. Neither entering into this agreement, nor visiting this Web site, nor any of these Terms, guarantees that you are eligible to receive coverage from us for any plan offered through this Web site or otherwise.

Subject to these Terms, the Company grants you a personal, nontransferable, nonexclusive, revocable, limited license to view the Content on the Web site for the sole purpose of collecting information regarding our plan and related activities such as, if permitted on this Web site, applying to enroll in a plan. You may also print a reasonable number of copies of the Content for your personal use, but in such case you must reproduce all proprietary copyright and trademark notices. All rights, title and interest in and to the Web site, including the Content, and all intellectual property rights, including all copyright, trademark, patent and trade secret rights therein shall remain with the Company and our licensors and vendors, and no ownership interest is transferred to you or any other entity by virtue of making the Content available on the Web site, granting the foregoing licenses or entering into this Agreement.

In the event you choose to provide us with any feedback, suggestions, or similar communications, all such messages (collectively, Feedback Messages) will be considered non-personal, non-confidential (except for personal information as described in our Privacy Policy) and nonproprietary. You hereby grant the Company a perpetual, sublicensable, assignable, unrestricted, worldwide, royalty-free, irrevocable license to use, reproduce, display, perform, practice, modify, create derivative or collective works, transmit and distribute your Feedback Messages, in whole or in part, and including all intellectual property rights therein.

Some Web sites operated by the Company include trademarks or logos belonging to other third-party licensors and are used pursuant to an agreement with such third parties.

We may terminate this license at any time for any reason. If you breach any of these Terms, your license to the Content terminates immediately. Upon the termination of this license you must stop using this Web site, including all Content, and return or destroy all copies, including electronic copies, of the Content in your possession or control.

You agree not to:

• Use this Web site or Content in any way not explicitly permitted by these Terms or the text of the Web site itself;
• Copy, modify or create derivative works involving the Content, except you may print a reasonable number of copies for your personal use;
• Misrepresent your identity or provide us with any false information in any information-collection portion of this Web site, such as a registration or enrollment application page;
• Take any action intended to interfere with the operation of this Web site;
• Access or attempt to access any portion of this Web site to which you have not been explicitly granted access;
• Share any password assigned to you with any third parties or use any password granted to a third party;
• Directly or indirectly authorize anyone else to take actions prohibited in this section;

The Digital Millennium Copyright Act of 1998 (the DMCA) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that content or material on this site infringes a copyright owned by you, you (or your agent) may send the Company a notice requesting that the material be removed, or access to it blocked. This request should be sent to: DMCARegisteredAgent@uhc.com; or, alternatively to: UnitedHealth Group, Attn: DMCA Registered Agent, 9900 Bren Road East, Minnetonka, MN 55343.

The notice must include the following information: (a) a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (b) identification of the copyrighted work claimed to have been infringed; (c) identification of the material that is claimed to be infringing or the subject of infringing activity; (d) the name, address, telephone number, and e-mail address of the complaining party; (e) a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law; and (f) a statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send us a counter-notice. Notices and counter-notices must meet the then-current statutory requirements imposed by the DMCA. Notices and counter-notices with respect to the site should be sent to the address above.

We may change, add or remove some or all of the Content on this Web site at any time. In addition, please note that although our goal is to provide accurate information, certain features that may be offered through this Web site, such as participating health care providers, pricing information or other Content, may not be accurate or up to date. In addition, please note that features of any plan or plans described in this Web site may change over time as permitted by law, including benefit levels, items included in any formulary, pricing or lists of participating providers or other associated vendors.


While visiting this Web site you may click on a link to other Web sites and leave this Web site. We provide links to other Web sites that may contain information that may be useful or interesting to you. We do not endorse, and are not responsible for, the content and accuracy of linked Web sites operated by third parties or for any of your dealings with such third parties. You are solely responsible for your dealings with such third parties and we encourage you to read the terms of use and privacy policies on such third-party Web sites.

We may allow you to download some software from our site. We license the software, including all files, images, and data it contains or generates (collectively called "software") to you only for your own personal use. We do not transfer the title to the software to you; we retain full and complete title and all intellectual property rights therein. You may not sell, distribute, decompile, reverse engineer, dissemble or otherwise reduce the software to any other form whatsoever.

All content on this Web site is provided to you on an as is, as available basis. The company, all third parties, if any, providing content for this Web site, and all third parties providing support or information for this Web site (collectively, Web site-related-parties) hereby disclaim all warranties of any kind, either express or implied, statutory or otherwise including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

The Web site-related-parties make no warranty as to the accuracy, completeness, currency, or reliability of any content available through this Web site. Without limiting the foregoing, the Web site-related-parties specifically do not represent or warrant that any information regarding particular plan benefits or scope of coverage is accurate or complete. The Web site-related-parties make no representations or warranties that use of this Web site will be uninterrupted or error-free. You are responsible for taking all precautions necessary to ensure that any content you may obtain from this Web site is free of viruses and any other potentially destructive computer code.

Some states do not allow limitations on implied warranties, so one or more of the above limitations may not apply to you

You agree that none of the Web site-related-parties shall be liable for any damage resulting from your use or inability to use this Web site or the content. This protection covers claims based on warranty, contract, tort, strict liability, and any other legal theory. This protection covers the Web site-related-parties, including all affiliates, and their officers, directors, employees, and agents. This protection covers all losses including, without limitation, direct or indirect, special, incidental, consequential, exemplary, and punitive damages, personal injury/wrongful death, lost profits, or damages resulting from lost data or business interruption. The total, cumulative, liability of the Web site-related-parties, including all affiliates, and their officers, directors, employees, and agents, if any, for losses or damages shall be limited to the amount of your actual damages, not to exceed u.s. $100.00. The limit of liability may not be effective in some states. In no event shall the Web site-related-parties, including all affiliates, and their officers, directors, employees, and agents, be liable to you for any losses or damages other than the amount described above. All other damages, direct or indirect, special, incidental, consequential, exemplary, or punitive, resulting from any use of the Web site or content are excluded even if the Web site-related-parties have been advised of the possibility of such damages. You agree that you use this site at your own risk. If you are dissatisfied with this Web site or the content, your sole and exclusive remedy is to discontinue using the Web site.


The laws of the State of Minnesota govern these Terms and any cause of action arising under or relating to your use of the Web site, without reference to its choice-of-law principles. You agree that the only proper jurisdiction and venue for any dispute with the Company, or in any way relating to your use of this Web site, is in the state and federal courts in the State of Minnesota, U.S.A. You further agree and consent to the exercise of personal jurisdiction in these courts in connection with any dispute involving the Company or its employees, officers, directors, agents and providers. If any provision of these Terms are determined to be invalid under any applicable statute or rule of law, such provision is to that extent to be deemed omitted, and the balance of the Agreement shall remain enforceable.

Before seeking legal recourse for any harm you believe you have suffered arising from or related to your use of this Web site, you agree to inform us in writing and to give us 30 days to cure the harm before initiating any action. You must initiate any cause of action within one year after the claim has arisen, or you will be barred from pursuing any cause of action.

To contact us regarding these Terms or the operation of the Web site itself, contact us at: E-mail: UHC Privacy Office
The Effective Date of these Terms is August 16, 2011.

Your obligations under the following sections survive termination of this Agreement: Important Note Regarding Web site Content; Agreement and Terms; portions of License to use this Web site and content ownership; Restrictions on use of this Web site; Copyright Infringement DMCA Notice; Changes to Web site content; Links; No Warranties; Limitation of Liability; Governing law and statute of limitations; Additional terms. If any provision of these Terms is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect. No waiver of any of these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition. You agree to defend, indemnify, Web site-Related-Parties and their subsidiaries, affiliates, officers, directors, employees, and agents, harmless from any claim, demand, or damage, including reasonable attorneys' fees, arising out of or related to your breach of this Agreement or your use or misuse of the Content or Web site. You may not transfer or assign any rights or obligations under this Agreement. The Company may transfer or assign its rights and obligations under this Agreement.